:root{--navy:#1B2A41;--teal:#0F766E;--teal-l:#E6F2F1;--amber:#B45309;--amber-l:#FFF4DE;--ink:#1F2937;--muted:#4B5563;--line:#E5E7EB;--paper:#FBFAF7;
--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,Inter,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);font-size:clamp(1rem,.95rem + .25vw,1.125rem);line-height:1.6}
a{color:var(--teal)}a:focus-visible,button:focus-visible{outline:3px solid var(--amber);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.5rem 1rem}.skip:focus{left:1rem;z-index:10}
.draft{background:var(--navy);color:#E8EEF6;font-size:.85rem;text-align:center;padding:.5rem 1rem}
.draft strong{color:#FCD9A0}
header.nav{display:flex;flex-wrap:wrap;gap:1rem;align-items:center;justify-content:space-between;max-width:72rem;margin:0 auto;padding:1.25rem 1.5rem}
.brand{font-family:var(--serif);font-size:1.35rem;font-weight:700;color:var(--navy);text-decoration:none}
.brand span{color:var(--teal)}
nav ul{display:flex;flex-wrap:wrap;gap:1.25rem;list-style:none;margin:0;padding:0}
nav a{text-decoration:none;color:var(--ink);font-weight:500}nav a[aria-current=page]{color:var(--teal);border-bottom:2px solid var(--teal)}
main{max-width:72rem;margin:0 auto;padding:0 1.5rem 4rem}
.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:3rem;align-items:center;padding:3rem 0 4rem}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--amber)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;margin:.2em 0 .5em}
h1{font-size:clamp(2.1rem,1.4rem + 3vw,3.6rem)}h2{font-size:clamp(1.6rem,1.2rem + 1.6vw,2.4rem)}h3{font-size:1.25rem}
.lede{font-size:1.15em;color:var(--muted);max-width:36rem}
.cta{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.75rem 0 .75rem}
.btn{display:inline-block;padding:.8rem 1.3rem;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid var(--navy);transition:transform .15s ease}
.btn.primary{background:var(--navy);color:#fff}.btn.ghost{color:var(--navy);background:transparent}.btn:hover{transform:translateY(-1px)}
.fine{font-size:.85rem;color:var(--muted)}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.5rem;box-shadow:0 1px 2px rgba(27,42,65,.06),0 12px 32px rgba(27,42,65,.07)}
.sample-tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:var(--amber-l);color:#7C2D12;border:1px solid #E3B66A;border-radius:999px;padding:.15rem .6rem}
.scen{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem;margin:1rem 0}
.scen div{background:var(--teal-l);border-radius:12px;padding:.75rem;text-align:center}
.scen b{display:block;font-family:var(--serif);font-size:2rem;color:var(--navy)}
.scen small{color:var(--muted);font-size:.78rem}
.flag{border-radius:10px;padding:.55rem .75rem;font-size:.85rem;margin:.4rem 0}
.flag.warn{background:#FDE2D3;color:#7C2D12}.flag.ok{background:#CCEDE9;color:#134E4A}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
section{padding:3rem 0;border-top:1px solid var(--line)}
.num{font-family:var(--serif);font-size:2.4rem;color:var(--teal);line-height:1}
figure{margin:0}figure img{width:100%;height:auto;border-radius:12px;border:1px solid var(--line);background:#fff}
figcaption{font-size:.85rem;color:var(--muted);margin-top:.5rem}
.price{display:flex;flex-wrap:wrap;gap:2rem;align-items:center}
.price .amt{font-family:var(--serif);font-size:3.2rem;color:var(--navy)}
ul.checks{padding-left:1.2rem}ul.checks li{margin:.35rem 0}
.notice{background:var(--amber-l);border-left:4px solid var(--amber);border-radius:8px;padding:1rem 1.25rem}
footer{border-top:1px solid var(--line);padding:2rem 1.5rem;max-width:72rem;margin:0 auto;font-size:.85rem;color:var(--muted)}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding:0 0 1.5rem 3.2rem}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
table{border-collapse:collapse;width:100%;font-size:.92rem}th,td{text-align:left;padding:.55rem .6rem;border-bottom:1px solid var(--line)}th{color:var(--navy)}
.scroll{overflow-x:auto}
@media (max-width:820px){.hero,.grid3{grid-template-columns:1fr}.hero{gap:2rem;padding-top:1.5rem}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.imglink{display:block;border-radius:12px}.imglink:focus-visible{outline:3px solid var(--amber);outline-offset:3px}
.summary{margin-top:.5rem;max-width:48rem}

/* Homepage variants have no right-hand hero artwork: don't reserve an empty column. */
body[data-page="index"] .hero,body[data-page="lp-a"] .hero,body[data-page="lp-b"] .hero{display:block;padding:2rem 0 1.25rem}
body[data-page="index"] .equity-section,body[data-page="lp-a"] .equity-section,body[data-page="lp-b"] .equity-section{padding-top:1.25rem}
body[data-page="index"] .hero .creator-note,body[data-page="lp-a"] .hero .creator-note,body[data-page="lp-b"] .hero .creator-note{margin:1rem 0 0}
.creator-note{grid-column:1/-1;font-size:.9rem;font-weight:600;color:var(--teal);margin:.25rem 0 0}
.guide-article{max-width:48rem;margin:0 auto;padding:2rem 0 3rem;overflow-wrap:anywhere}.guide-heading{margin-bottom:2rem}.guide-scope{font-size:.9rem;background:var(--teal-l);padding:1rem;border-radius:12px}.guide-body h2{margin-top:2rem;font-size:1.7rem}.guide-body li{margin:.5rem 0}.guide-body a{overflow-wrap:anywhere}.guide-related{border-top:1px solid var(--line);padding-top:1.5rem;margin-top:2rem}.guide-list{display:grid;gap:1.5rem;margin-top:2rem}.guide-list h2{font-size:1.6rem}
/* Compact only the requested how-it-works five-step area. */
body[data-page="how-it-works"] main>section:first-child{padding:1.6rem 0 1.25rem}
body[data-page="how-it-works"] main>section:first-child .lede{margin:.5rem 0 0}
body[data-page="how-it-works"] section[aria-labelledby="s1"]{padding:1.5rem 0}
body[data-page="how-it-works"] section[aria-labelledby="s1"] h2{margin:0 0 1rem}
body[data-page="how-it-works"] .steps{margin:0}
body[data-page="how-it-works"] .steps li{padding:0 0 1rem 3.2rem}
body[data-page="how-it-works"] .steps li:last-child{padding-bottom:0}
body[data-page="how-it-works"] .steps h3{margin:0 0 .25rem;line-height:1.3}
body[data-page="how-it-works"] .steps p{margin:0;line-height:1.5}
.planning-limits{font-size:.875rem;line-height:1.5;color:var(--ink);margin:0 0 .875rem}footer:has(.planning-limits){padding-top:1rem}
/* Resources only: prioritise real resource links; disclosure stays readable in footer. */
.resources-page main>section{padding:1.25rem 0}
.resources-page main>section:first-child{padding:1.25rem 0 1rem}
.resources-page main>section:first-child .eyebrow{margin:0 0 .5rem}
.resources-page h1{font-size:clamp(2rem,1.5rem + 1.2vw,2.65rem);margin:.15rem 0 .65rem}
.resources-page .lede{max-width:58rem;margin:0;font-size:1.05rem;line-height:1.5}
.resources-page .resource-grid .card{padding:1.1rem}
.resources-page .resource-grid .card p{margin:.6rem 0}
.resources-page .resource-grid .card .eyebrow{margin:0 0 .5rem}
.resource-disclosure{font-size:.875rem;line-height:1.5;color:var(--ink);margin:0 0 .875rem}
.resources-page footer{padding-top:1rem}
/* v0.4.3: illustrative equity and honest, email-first customer support */
.resource-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:1.25rem}.resource-grid .card{min-width:0;overflow-wrap:anywhere}.resources-teaser{max-width:52rem}
.support-email-nav{display:inline-block;color:var(--teal);font-weight:750;text-decoration:underline;text-underline-offset:4px}
.equity-intro{max-width:52rem}.equity-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.5rem;margin:1.5rem 0}
.equity-card{min-width:0}.equity-card .eyebrow{margin-top:0}.equity-card h3{font-size:1.6rem}.equity-chart{display:block;width:min(100%,230px);height:auto;margin:1.5rem auto}
.equity-total{fill:var(--navy);font-family:var(--serif);font-size:26px;font-weight:700}.equity-unit{fill:var(--muted);font-family:var(--sans);font-size:12px}
.equity-legend{list-style:none;padding:0;margin:0 0 1.25rem}.equity-legend li{display:grid;grid-template-columns:12px minmax(0,1fr) auto;gap:.65rem;align-items:baseline;padding:.55rem 0;border-bottom:1px solid var(--line)}
.equity-key{width:12px;height:12px;border-radius:3px}.equity-legend small{display:block;font-size:.78rem;color:var(--muted)}.equity-legend strong{font-variant-numeric:tabular-nums;color:var(--navy)}
.support-dock{position:fixed;right:max(1rem,env(safe-area-inset-right));bottom:max(1rem,env(safe-area-inset-bottom));width:min(360px,calc(100vw - 2rem));z-index:30;font-size:1rem}
.support-dock details{display:flex;flex-direction:column;align-items:stretch}.support-dock summary{cursor:pointer;list-style:none;background:var(--navy);color:white;padding:.8rem 1.2rem;border-radius:999px;box-shadow:0 4px 20px #1b2a4133;width:max-content;max-width:100%;margin-left:auto;font-weight:700}
.support-dock summary::-webkit-details-marker{display:none}.support-dock summary span{margin-left:1rem}.support-dock details[open] summary{border-radius:16px 16px 0 0;width:100%}.support-dock details[open] summary span{float:right;transform:rotate(45deg)}
.support-panel{padding:1.25rem;background:#fff;border:1px solid var(--line);border-radius:0 0 16px 16px;box-shadow:0 8px 30px #1b2a4126;max-height:65dvh;overflow:auto;overflow-wrap:anywhere}
.support-panel h2{font-size:1.5rem}.support-panel p{margin:.8rem 0}.support-panel .btn{padding:.65rem .85rem;font-size:.95rem}.support-address{font-size:.87rem}summary:focus-visible{outline:3px solid var(--amber);outline-offset:4px}
footer{padding-bottom:7rem}.support-contact a{overflow-wrap:anywhere}
@media(max-width:700px){.equity-grid{grid-template-columns:minmax(0,1fr)}.equity-card{padding:1.2rem}nav ul{gap:.65rem 1rem}.nav nav{min-width:0;width:100%}.support-dock{position:static;width:auto;margin:0 1.5rem 1rem}.support-dock summary{width:100%;margin-left:0;text-align:left;box-shadow:none}.support-dock summary span{float:right}.support-dock .support-panel{max-height:none;overflow:visible}.support-dock details[open] summary{width:100%}footer{padding-bottom:2rem}}

/* v0.4.4 local: free checklist email signup (not deployed) */
.lead-page main>section{padding:1.5rem 0}
.lead-page .lead-hero{padding-top:1.5rem}
.lead-card{max-width:34rem}
.lead-form{display:grid;gap:.85rem;margin:1.25rem 0}
.lead-form label{font-weight:600;color:var(--navy)}
.lead-form input[type=email],.lead-form input[type=text]{width:100%;max-width:100%;padding:.7rem .85rem;border:1px solid var(--line);border-radius:10px;font:inherit}
.lead-form .consent{font-weight:500;font-size:.92rem;display:grid;grid-template-columns:auto 1fr;gap:.65rem;align-items:start}
.lead-form .consent input{margin-top:.35rem}
.lead-form .btn{justify-self:start;cursor:pointer;border:2px solid var(--navy)}
